Transaction Security & Compliance

Secure, transparent, and regulatory-compliant billing.

All payment channels across Foldera are powered by Bank Indonesia licensed payment gateways and tightly integrated with national tax reporting.

Payment Channels

Supported Payment Methods

Instant checkouts for candidate Pro upgrades and recruiter enterprise subscriptions.

National Bank Virtual Accounts

Instant

BCA, Mandiri, BNI, BRI, Permata. Instant automated 24/7 verification without manual proof of transfer uploads.

QRIS & E-Wallets

Real-time

GoPay, OVO, Dana, ShopeePay, LinkAja. Seamlessly scan the dynamic QRIS barcode directly from the checkout canvas.

Credit & Debit Cards

3DS Encrypted

Visa, Mastercard, JCB with 3D Secure standard. Encrypted tokenization via licensed gateways without storing raw card credentials.

Corporate Net 30/60 Invoicing

Enterprise

Dedicated to Enterprise partners. Bank wire transfers supported by formal Purchase Orders and official Indonesian e-Faktur Pajak.

Governance & Standards

Foldera's Four Financial Pillars

Ensuring high-integrity ledger accounting, creator payouts, and corporate tax compliance.

✓

In-Workspace Checkout

Transactions are fulfilled seamlessly inside Foldera's dedicated workspace canvas via Midtrans Snap without unexpected redirects.

✓

Official e-Faktur Pajak

Every corporate subscription automatically generates certified Indonesian VAT receipts and official e-Faktur Pajak files.

✓

3-Day Creator Wallet Clearing

For bootcamp instructors and event hosts, ticket proceeds escrow into pending balances and clear after a 3-business-day cycle.

✓

Single Ledger Architecture

All balance mutations run on a unified, double-entry audit ledger guaranteeing zero reconciliation drift and full auditability.

Financial Security & Compliance

Ready to invest in your career & business growth?

Select the plan that matches your objectives and experience seamless, integrated checkouts on Foldera.

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